by admin | Oct 18, 2022 | Financial Advice
Debt is part of most people’s financial life. But how do you avoid getting into too much debt? As a starting point, it may be wise to know how much debt is too much. The rule of thumb is that your annual debt payments should not exceed 20% of your annual...
by admin | Jun 21, 2022 | Financial Advice
Revisiting your current spending habits and budgeting plan is essential with the constant rise in living costs. We suggest you choose a budgeting strategy based on your personal preferences and lifestyle to ensure you stick to it over the long term. The 50/30/20...
by admin | Mar 17, 2022 | Financial Advice
It is a new financial year! Budgets have been spent, targets have (hopefully) been met and it’s time to start the process all over again! Planning for a new financial year is just as important for your long-term and short-term success as setting your personal...
by admin | Feb 16, 2022 | Financial Advice
Our world of work has changed fundamentally after the pandemic. Lockdowns and restrictions forced many companies to adapt different ways of doing things. Employees have also changed their way of viewing their tasks, job descriptions and position in the workplace. Some...
by admin | Nov 16, 2021 | Financial Advice
The festive season is fast approaching, and all that merry-making can be expensive. There is a lot of pressure to buy things during the holidays, and that can be stressful—and bad for your wallet. However, there are ways to ensure that you cover all your monthly...
by admin | Oct 18, 2021 | Financial Advice
Most entrepreneurs start off as Sole Proprietors, running and operating their business as an individual. At some point, however, it may make sense to formally register your company with the Companies and Intellectual Property Commission (CIPC). What are the main...