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Simple strategies for not falling into debt

Simple strategies for not falling into debt

Debt is part of most people’s financial life. But how do you avoid getting into too much debt? As a starting point, it may be wise to know how much debt is too much. The rule of thumb is that your annual debt payments should not exceed 20% of your annual...
Budgeting 101: Strategies for long-term success

Budgeting 101: Strategies for long-term success

Revisiting your current spending habits and budgeting plan is essential with the constant rise in living costs. We suggest you choose a budgeting strategy based on your personal preferences and lifestyle to ensure you stick to it over the long term. The 50/30/20...
Surviving The Festive Season Financially

Surviving The Festive Season Financially

The festive season is fast approaching, and all that merry-making can be expensive. There is a lot of pressure to buy things during the holidays, and that can be stressful—and bad for your wallet. However, there are ways to ensure that you cover all your monthly...